Health/Travel Insurance after Liver Tr... - British Liver Trust

British Liver Trust

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Health/Travel Insurance after Liver Transplant

ThePug profile image
19 Replies

I am travelling to the USA soon and am so stressed about the cost of Health insurance for the 7 days that I will be there. Last quote I received was upwards of £2000. I am 3 years post liver transplant. Am I going to the wrong companies? Just want to feel reassured that if anything happens that I will be taken care of. America’s healthcare system is so awful in that if you don’t have enough money your left to literally your demise. I have to go as I am best man at a family members wedding. I work full time but like most people I am pay cheque to pay cheque. Help!!!!! Does anyone or the BLT recommend an insurance company or know where people like me can get temporary cover.

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ThePug profile image
ThePug
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19 Replies
MINTVCX profile image
MINTVCX

I have no idea about USA but I wonder would you have the same issue if you would like to travel to some country of European Union? What is the situation now after Brexit?

ThePug profile image
ThePug in reply to MINTVCX

Well I believe you can get health cover to go to mainland Europe for about £200.

joeburger profile image
joeburger

Have you tried the price comparison sites. I have been quoted over a £1000 to go to Cyprus by a specialist medical insurance company and less than £200 using the other pre-existing medical conditions companies found on the search sites.Good luck.

Hi,

Here is our page on insurance, we don't recommend specific companies but there is a list of companies who have contacted us to say they cover some liver diagnoses, hopefully it will be useful;

britishlivertrust.org.uk/in...

We always suggest that you speak to your liver consultant for a medical assessment prior to travel.

Warm wishes

Trust1

ThePug profile image
ThePug in reply to

Perfect I’ll have a look. Thanks so much

Aotea2012 profile image
Aotea2012

I got mine from Avanti for a good price. Not much more than for a normal insurance policy. It worked out cheaper for me to get a 12 month policy. Good luck.

pushthrough profile image
pushthrough

ThePug, I’m in the USA. Not sure about the insurance but which parts of the US are you visiting?

bowsandstars profile image
bowsandstars

Try insurewith.com

KevinCanada profile image
KevinCanada

Give the Staysure website a try. We use them for our daughter after her transplant. As long as it’s been 6 months since transplant without any complications they seem okay. Cost £150-250 but thats travel to Middle East and Africa, don’t know about USA.

Tougholdbird profile image
Tougholdbird

Hi, staysure are not too bad. Once you type in USA the cost increases massively. I have insurance via my bank account with nationwide but was a customer before my transplant. Might be worth seeing if you could use them but I pay £12 per month for which includes travel insurance, phone insurance and car breakdown.Worth searching online.

Good luck and have a great time at the wedding.

ThePug profile image
ThePug in reply to Tougholdbird

They were £2000. Terrible.

Roy1955 profile image
Roy1955 in reply to Tougholdbird

Check your cover!Those bank policies often state that pre existing conditions diagnosed before you travel are excluded from cover.

Daverover profile image
Daverover in reply to Roy1955

Yes, Nationwide would not cover the liver bit for me

1803sioban profile image
1803sioban

Try All Clear or Taylor Made Travel Insurance. It is not cheap, about £500 if you have no other health problems but US is not a cheap country to travel to anyway and heath costs are horrendous. Good luck and enjoy for holiday.Sioban.

1803sioban profile image
1803sioban

I would just like to add that the Mailonline (Sorry!) has an article on home page about about travel insurance. Also, I only checked about liver transplants but I assume that you would also need to declare the reason why you needed to have one. Sioban.

exy21 profile image
exy21

Insurance since covid has increased hugely but more so America. I have not had a transplant but have Aih/pbc. I have just managed, (took days, refused mostly or upto £2000!) to get insurance for Canada stating everything and covering all my illnesses,(have others) for under £130 (including extra covid add on) from insurancewith.com. They were on the government list of companies for medical cover. I didn't need cover for my illnesses and never had on any insurance as my specialist says I'm stable and have been for years but policies now all want you covered. Again I think it's America's as Europe we still have the equivalent of old E111 cover.

exy21 profile image
exy21

Ps. It's for 3 weeks

Daverover profile image
Daverover

I had a quote recently, maybe via compare the market? I am 1 year post and the quote was with the PO for £407. Maybe worth a try, other quotes were as silly as yours

Livertrans profile image
Livertrans

Try AllClear. I had a liver transplant 19 months ago , am nearly 70 and was quoted a lot less for the Red Sea in March.

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