I am really annoyed about this. Since I was 15 years of age, I am now 70 I have paid the full National Insurance stamp plus tax on all my earnings. When the government gave women the chance to opt out of the full stamp in the 1980's I still continued to pay the full stamp as I wanted a full pension when I retired. When I had my children and then went back to work, they wrote to me and told me I needed to supplement my pension to enable me to get my full pension on retirement because I had missed a few years bringing up my children, and if I didn't pay this money, my pension would not be as much as it could be so I paid them a lump sump in order to bring my pension up to date and I now receive a full pension in my own right.
I applied for Carers Allowance as I am my husbands carer and look after him 24/7. He has end stage COPD/Bronchiectasis and is on oxygen 24/7, nebulisers and all tablets known to man. I help him dress, wash, get everything ready for him, he does absolutely nothing for himself, I push him around the house in a wheelchair, and am up through the night when he has bad 'do's.
Can I get Carers Allowance, can I hell and do you know why, it is because I get a full state pension. If I had opted out of the full womens stamp in the 1980's I would have had a much lower pension now and could have claimed a carers allowance, but because I was being sensible and looking after my interests for my retirement the Government are now telling me 'you silly woman, if you had no pension we would give you what you wanted, but because you had the forethought to provide for your retirement you get sod all.
We have just bought a stairlift and are buying a wet room to make it easier for him to shower and this is coming out of our own money. Because we saved for our retirement we get nothing at all.
I told my sons that if we had our time over again we would rent a council house, have great holidays, save our money in a tin box under the floorboards and claim every damned benefit going. My son works all hours to pay their mortgage and have good holidays but their next door neighbour is a woman living on her own with three children to three different men and the government is paying all her rent, she is on benefits and gets child care for all the kids, she does not work, but can afford cigarettes and bottles of wine. This government does not help the people who help themselves, they only help the people who can't be bothered.
Absolutely disgusted and totally fed up.