Travel Insurance

Last year I got one , I think about £240 for my husband ( who has no conditions) and me ( Bronchiectasis, Menderes, asthma) with .... Insure and go” .... if that’s any help?

😉 good luck x

I enquired when I was going to go to Milan for a few days last year. My insurance company who I have my contents with wouldn’t insure me at all. The lowest quote I could get was £200. Then I was informed that as ERS were paying for it and I was going for them I would be insured and for my pre existing conditions. I couldn’t go in the end in any event because of the GI stuff.

It’s so annoying as we are less likely to go to a doctors than the normally fit and well who gets an infection, because we have our own nebs and abs and just get on with it.

I hope you find something which suits your pocket, so you can enjoy a lovely break.

Lov cx

We use All Clear, but I am afraid that aging and illness are not a good combination. If you find a good insurance quote perhaps you could let us all know! It comes up so often .

Have you tried any price comparison sites like GoCompare, ComparetheMarket, Confused.com, or Moneysupermarket?

These have usually worked for me. I do hope you can find something soon.

Good luck and best wishes.

Sandy xx

Yes I still have a European card, and fortunately have not had to use it.

Just googled and found allcleartravel.co.uk and staysure.co.uk, although you may have already checked these out. x

Your EHIC will cover you in the EU/EAA until March 2019 (or perhaps later than that) and you would get the same Health cover as do residents of the Country you will visit. But an EHIC will NOT cover expenses which are not directly related to treatment. For example: additional expenses if you are taken ill and need to prolong your stay in a hotel. Or repatriation if that is necessary. And, although there are many Insurance Brokers in the UK, they all deal with one of 4 Companies who are the actual travel Insurers. From what you say above it seems that none of those Companies are prepared to offer you Insurance at a premium which you can afford. I am sure that this is disappointing and I do sympathise.

It really depends on where you want to go, and what level of risk you are prepared to take.

For myself, I have family in California but had to give up travelling there about 7 years ago when premiums became really prohibitively expensive. (I have IPF). It would have become a problem except that I know that nowadays I am unable to travel at all, and I have come to terms with that.

But if you want a trip to a European Country which is not too far distant then perhaps the EHIC is all that you need. Particularly if you are able to travel by train! (France, Italy, Spain, Switzerland, Germany and others).

To which Country do you wish to travel?

If you think that I can assist with advice, then please do PM me.

I, am 82 have IPF and going to Greece in September for a week my insurance is 178 pounds with Insurewith co.UK you could give them a go

You could try Age Concern. I have found them to be cheaper than most. It is so annoying though. I do sympathise.

Hi I too have bronchiectasis and hyperthyroidism and fibromyalgia .how long have you had bronchiectasis and hyperthyroidism and how does it affect you if you don't mind me asking.

Just paid £136 for 9 days with Fish. My husband has IPF, Heart Problems and skin cancer I have problems too

If you call FISH Insurance it is through BLF I was fully covered for all pre conditions and was only £79 for both myself and my daughter going to Spain.

I am oxygen dependent have acute asthma, chronic lung damage due to being in a coma when I had swine flu, osteoporosis, wheelchair dependent, among other health issues. They are very helpful and I will be using them again this year. I was quoted £500 from other insurance companies, luckily found out about this company from my O.T. Please let me know how you get on.

Linda x

Hi my husband and I are also trying to organise a break and last week I searched through all the older threads here for recommendations. Here’s a list of links I thought I could try.

I noticed that several people mentioned they’d used Fish and apparently allclear and insurancewith seemed to be good for people who had been refused by other companies:

allcleartravel.co.uk/

insurancewith.co.uk

People also mentioned the comparison site medicaltravelcompared.co.uk

And someone had a good experience with travelinsurance4medical.co.uk/

Finally, here is one my husband found and the online calculator came up with a reasonable quote: payingtoomuch.com/insurance

Hope this helps and good luck Dawnsunny. X

Hi Dawn, I used Able2travel until I was 70, after that I had to switch. The premiums for my husband and I for annual insurance was around £390, however, I do have multiple problems and my husband has usual high blood pressure, high cholesterol etc. Try them you could always declare but not have cover on less problematic medical problems. Good luck Maximonkey

Hello Dawnsunny,

you could try Bought by Many, mentioned in the Guardian last weekend. Good website. I didn’t use them because I only wanted cancellation cover for UK. They insure preexisting conditions without medical screening, and cover Europe.

Good luck. Sue

Hi I got mine from saga and it was not too expensive

After being quoted almost 70 pounds for a single trip, I looked on Moneysupermarket, went on a comparison and was insured by Go Getting Insurance for 22 pounds. I am 42 and have mild asthma and bronchiectasis but I hope you find something cheaper.

Wow, best quote yet! Thank you x

HI I have COPD including Asthma and damage from having Chicken Pox Pneumonia in my 40,s. I get reasonably priced Travel insurance from "Puffin insurance". The company was recommended on Martins Money Tips. you can find them on-line. they specialize in Disability. good Luck. Shame to never go on Holidays because of illness. its the thought of days in the Sun that gets me through these long Winters