Travel insurance with Copd - British Lung Foun...

British Lung Foundation
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Travel insurance with Copd

Adam49
Adam49
23 Replies

Have been turned down for renewal of travel insurance as I have had two courses of antibiotics in the last year any advise on a friendly company

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23 Replies
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y_not

avantitravelinsurance.co.uk...

From a Google search - not tried them but looks okay

2 likes
Helen08
Helen08
in reply to y_not

My late husband who passed away last August was diagnosed four years previously with Idiopathic Pulmonary Haemosiderosis. As our son & his family live in America we thought that would be an end to our visits. The Consultant told us the problem would not be the actual flying but that the cost of Insurance would be prohibitive. Most companies had not even heard of the condition & the ones that were prepared to offer cover wanted as much, if not more than the cost of the flights. However, I finally found Avanti & they were brilliant- gave us a very good policy price & customer service - on a scale of 1-10, I would give them 20 !!!!! I always dealt with a lady called Angela but not sure if she is still working there. Good luck & enjoy your holiday.

7 likes
soulsaver

medicaltravelcompared.co.uk/

Is a comparison site. Save each condition before adding the next... or you'll just get the last one covered.

1 like
Offcut
Offcut
in reply to soulsaver

They gave me the cheapest quote but still could not afford it and go on holiday :(

1 like
soulsaver
soulsaver
in reply to Offcut

£22 it found for me (& OH). However that was the company I last travelled to France with from UK... and it was only £27 anyway previously found through moneysupermarket (think). But I also had quotes as high as £500+ for the same destination, same afflictions, same dates.

If it's a holiday you're planning... and it was going to be the USA, then you'll find cheaper insurance for Europe.. so if you can be flexible.. you can still get a holiday. I know that it won't help if it's your daughter's wedding in Las Vegas...

2 likes
Offcut
Offcut
in reply to soulsaver

my cheapest was £800 plus £750 excess and £750 per treatment

1 like
Hidden
Hidden

Hi if you type travel insurance in the search box on the top right all the previous posts and replies will come up. x

1 like
Sued1958

Try googling 'paying too much ' just had a quote from them at a very reasonable rate & I have had more courses of antibiotics than yourself - good luck

2 likes
katieoxo60

Hi Adam49, this is quite a regular thing for those of us who have health issues, it will cost you extra if you have been ill in the past six months or your treatment has changed. But there are companies who will insure at a price. Try the comparison site mentioned below they have lots of companies with varied prices. Good luck and enjoy your holiday.

1 like
Echo64

Try bureau insurance they specialise in insurance for people property that others won't insure, 01424220110

Helenamay

Saga were the cheapest for me but I wanted an annual insurance. I told them I had bronchiectasls and they came back with a reasonable quote.

1 like
Shemac
Shemac
in reply to Helenamay

I have got my insurance from Insure and Go. I have bronchiectasis. My insurance I £135. I am quite happy.

1 like
hallentine47

Try ALLCLEAR who are the only ones that did not decline--I have severe COPD and Emphysema and had a mild stroke and Intensive Care at Xmas--even Saga declined as did Staysure. Try Allclear and best of luck.

1 like
Maximonkey

Hi Adam, try Able2travel. Maximonkey

freefaller

A friend of mine who has a rally bad heart got cover with Voyager. They were very good with her as she was poorly abroad over Christmas and their service was brilliant.

freefaller

Because we travel so much as our grandchildren live in the USA and brother and sister in law live in South Africa we have yearly travel insurance through our bank. Generally that works out cheaper than buying insurance every time we go away as both of us have medical conditions that make the insurance companies smile and hike up the bill.

1 like
Adam49
Adam49
in reply to freefaller

Thank you free fallen I was with my bank but because I required 2courses of antibiotics since last April they declined to renew even with a raised premium

1 like
freefaller
freefaller
in reply to Adam49

They have never asked me about taking antibiotics but I do tell them that my GP always gives me a course of antibiotics and steroids to take with me. I am amazed at this. What bank are you with?

soulsaver

For information and in case of misunderstanding: Packaged travel insurance with your bank will NOT cover you for pre-existing medical conditions.

eastridingbigden

my wife and I are using explorer travel but heard youpaytomuch.com are cheaper give both a try 

Shemac

I paid £135 with Insure and Go. I have bronchiectasis. I am quite happy with that as other companies refuse to insure me.

I hope you get fixed up and have a 

Lovely holiday

Hidden
Hidden

Comparison sites are not always the cheapest. Try Aviva

banana

I always use saga for my insurance they cover every health problem , 

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