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Travel insurance with Copd

Have been turned down for renewal of travel insurance as I have had two courses of antibiotics in the last year any advise on a friendly company

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Adam49

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23 Replies

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y_not8 years ago

avantitravelinsurance.co.uk...

From a Google search - not tried them but looks okay

in reply to y_not8 years ago

My late husband who passed away last August was diagnosed four years previously with Idiopathic Pulmonary Haemosiderosis. As our son & his family live in America we thought that would be an end to our visits. The Consultant told us the problem would not be the actual flying but that the cost of Insurance would be prohibitive. Most companies had not even heard of the condition & the ones that were prepared to offer cover wanted as much, if not more than the cost of the flights. However, I finally found Avanti & they were brilliant- gave us a very good policy price & customer service - on a scale of 1-10, I would give them 20 !!!!! I always dealt with a lady called Angela but not sure if she is still working there. Good luck & enjoy your holiday.

soulsaver8 years ago

medicaltravelcompared.co.uk/

Is a comparison site. Save each condition before adding the next... or you'll just get the last one covered.

Offcut in reply to soulsaver8 years ago

They gave me the cheapest quote but still could not afford it and go on holiday

soulsaver in reply to Offcut8 years ago

£22 it found for me (& OH). However that was the company I last travelled to France with from UK... and it was only £27 anyway previously found through moneysupermarket (think). But I also had quotes as high as £500+ for the same destination, same afflictions, same dates.

If it's a holiday you're planning... and it was going to be the USA, then you'll find cheaper insurance for Europe.. so if you can be flexible.. you can still get a holiday. I know that it won't help if it's your daughter's wedding in Las Vegas...

Offcut in reply to soulsaver8 years ago

my cheapest was £800 plus £750 excess and £750 per treatment

8 years ago

Hi if you type travel insurance in the search box on the top right all the previous posts and replies will come up. x

Sued19588 years ago

Try googling 'paying too much ' just had a quote from them at a very reasonable rate & I have had more courses of antibiotics than yourself - good luck

katieoxo608 years ago

Hi Adam49, this is quite a regular thing for those of us who have health issues, it will cost you extra if you have been ill in the past six months or your treatment has changed. But there are companies who will insure at a price. Try the comparison site mentioned below they have lots of companies with varied prices. Good luck and enjoy your holiday.

Echo648 years ago

Try bureau insurance they specialise in insurance for people property that others won't insure, 01424220110

Helenamay8 years ago

Saga were the cheapest for me but I wanted an annual insurance. I told them I had bronchiectasls and they came back with a reasonable quote.

Shemac in reply to Helenamay8 years ago

I have got my insurance from Insure and Go. I have bronchiectasis. My insurance I £135. I am quite happy.

hallentine478 years ago

Try ALLCLEAR who are the only ones that did not decline--I have severe COPD and Emphysema and had a mild stroke and Intensive Care at Xmas--even Saga declined as did Staysure. Try Allclear and best of luck.

Maximonkey8 years ago

Hi Adam, try Able2travel. Maximonkey

freefaller8 years ago

A friend of mine who has a rally bad heart got cover with Voyager. They were very good with her as she was poorly abroad over Christmas and their service was brilliant.

freefaller8 years ago

Because we travel so much as our grandchildren live in the USA and brother and sister in law live in South Africa we have yearly travel insurance through our bank. Generally that works out cheaper than buying insurance every time we go away as both of us have medical conditions that make the insurance companies smile and hike up the bill.

Adam49 in reply to freefaller8 years ago

Thank you free fallen I was with my bank but because I required 2courses of antibiotics since last April they declined to renew even with a raised premium

freefaller in reply to Adam498 years ago

They have never asked me about taking antibiotics but I do tell them that my GP always gives me a course of antibiotics and steroids to take with me. I am amazed at this. What bank are you with?

soulsaver8 years ago

For information and in case of misunderstanding: Packaged travel insurance with your bank will NOT cover you for pre-existing medical conditions.