I used to have annual cover that, despite my use of oxygen at night due to hypoxaemia, was about £90 for the year. I also have a paralysed diaphragm on one side, and asthma. Last year I couldn't renew my annual cover as I was 66 and got single cover for 10 days in Cyprus for £185! Do others still get travel insurance or do you rely on your EHIC card? I travel alone so don't want to inconvenience my family so have thought insurance was needed but with the costs and the additional questions they are now asking it is becoming more and more difficult, not to say expensive. Thank you.