I thought I would get an idea what my holiday insurance would be for my train trek to Spain next year. I know roughly the train and hotels and all was looking in budget allowing for the increase etc. on the year. So rang my last insurer who refused me but recommended another who also refused me They did say this one will not refuse you but will ask more questions before quoting. So Off I went and it was a form and a half they went though my connected illness's treatment Asked me do I need O2 for flying I had to keep telling them that is why I am using the train! But in the end they did say it it sort of makes sense if I had to go home quickly I would fly with O2 probably? They gave me 3 options with different amounts of cover and excess this was for 14 days cover!
Quote one: £909.50
Quote Two: £1076.06
Quote Three: £1413.52
Looks like a cruise on the local boating lake now
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Offcut
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22 Replies
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OMG! no wonder these people can go to work in nice shiny company vehicles and work in nice shiny offices paid mainly by the likes of us. I tried to get life life cover so there was enough to plant me when the time came £1,500 rising to £3,000 and I had to go for a full medical cost £200. My impression in the end was that the state looked after me and they can pay for the funeral as Lord Beverage was known to say about Nye Bevens new Health Service. Care from cradle to the grave.
Hello Offcut, you won't believe this I just came off the phone, after trying to renew my health insurance. I've already booked hotel and Flight and Travel insurance runs out 30th Oct. Came on here to ask advice about what Insurance Company to use. You must be feeling like me, in tears and fed up. Not only do we have to put up with this *b* illness we can' to travel to warm climes where we feel relatively better. I am so sorry for you and hope someone comes up with a new company that will be better. Glad to see you can manage a smile at the end. I have been with this insurance comany for years and because I added Bronchectasis they will not insure me at any price!!!!
Can I ask what conditions you have? I do not post very often, but I do read the posts. I recognise your name but not sure of your condition. I have Emphysema and Bronchiectasis using just 2 inhalers at the moment. Just to add, they would cover my husband who has Asthma, COPD has had a heart attack, diabetes oh and choletrol. Just so shocked about it all.
Ok here goes Had Heart attack in 2002 Diagnosed with AF in 1992 had Bronchitis/asthma most of my life. I have Restrictive Lung disease with Fibrosis, pulmonary hypertension, Angina, Tachycardia, Reflux,Hiatus Hernia (Coughing to much) Arthritis,Gout, 3 compression fractures in my spine. Awaiting another sleep apnoea test and been warned not to fly unless they test me first. this and the 14 prescriptions a month did not go down well it seems? I was in ICU 32 days with a severe Lung infection 2008 and the wife told twice I was not going to see the night though.
Oh offcut, that's disgusting, being Ill is bad enough without us having to miss out on things too, hopefully u can sort something for next year and enjoy ur travels. X Sonia x
Rotten luck, offcut! Half the fun of having an adventure is in the planning, at least you managed that free. Wishing you all the luck there is in finding another insurer will to insure you at a more reasonable price x
Try all clear insurance I got a better quote recently just to try it out. My husband has oxy gen for emphysema, lung cancer cured, Parkinson's etc. A week in UAE was quoted at about £350 and annual about £980 which sounds much better than you got
I went to Kenya about 4 years ago the travel insurance from the holiday would not insure me so I went to Tesco they insured both the old man and me for the same price as a single trip as travel agent insurance.
If your going to Spain are you not covered by the EU form not sure what its called now but it is free I hope you get something sorted and don't forget our stick of rock
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They did say this one will not refuse you but will ask more questions before quoting. So Off I went and it was a form and a half they went though my connected illness's treatment Asked me do I need O2 for flying I had to keep telling them that is why I am using the train! But in the end they did say it it sort of makes sense if I had to go home quickly I would fly with O2 probably? They gave me 3 options with different amounts of cover and excess this was for 14 days cover!
Feel like my lungs collapse overnight
OXYGEN LITRES INCREASED FROM 8 LITRES TO 10 LITRES
Bronchiectasis & Atelectasis update
Transferred to Respiratory unit & holed up there 
