When you have anno domini & other health issues to add to your COPD, you become quite grateful to get any quote! We've found M & S previously, and this year LV= to be the most helpful. 3/4 years ago one company quoted over £4000 for an annual policy for 2 of us!! Needless to say we made other arrangements, but as another contributor wrote, always declare everything, as otherwise the insurer reserves the right to pay out nothing.
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