I have recently been diagnosed with Copd, I have been with my current insurer for travel health insurance for about 12 years with asthma quoted on it as existing medical condition, I have never had to make a claim in all that time. As my insurance is up for renewal on 31 August I decided to give them a call and declare the copd and ask for a revised quotation, what a saga it was, I was told that I had to pay £16 just to have copd put on my existing policy (the one that only has 2 weeks to run) before they could give me another renewal quotation with copd as existing medical condition.
After a stand off I spoke to a supervisor and eventually got the new quotation, it had gone up by 150%, needless to say I will not be insuring with them for the coming year. I have just taken out a multi-trip policy for a year with a company called Staysure, who gave me a very reasonable price and were extremely helpful.
I thought I would share this experience with you so if you are after health travel insurance shop around.