dla have refused me and I went to cab. they told me I have to go to a panel. I have worked all my life (I am 59) and I have never claimed anything in my life. I feel like a criminal because I have copd. to top it all I have been off sick from work since april and am frightened to put my notice in because I am getting a small amount of money from them which is keeping me going thu no help with debts. I am so depressed. I cant pay debts and feel terrible. never been like this before in my life. is there an end to it.