Cancel Credit Cards.............Important

....................................... You will love this ,the brains behind the service centres


Be sure to cancel credit cards before you die!This is so priceless and so easy to see happening- customer service,being what it is today!

A lady died this past January,and the bank billed her for February and March for their annual service charges on her credit card,and then added late interest on the monthly charge.

The balance which had been£0.00 is now somewhere around£60.00

A family member placed a call to the bank:

Family member:''I am calling to tell you that she died in January.''

Bank:'' The account was never closed and the late fees and charges still apply.''

Family member: ''Maybe, you should turn it over to collections''

Bank:Since it was two months past due,it already has been.''

Family member:''So what will they do when they find out she is dead.?''

Bank:''Either report her account to the frauds division or report her to the credit bureau,maybe both.''

Family member:''Do you think God will be mad at her?''

Bank:''Excuse me?''

Family member:''Did you get what I was just telling you......the part about her being dead.?''

Bank:'' You'll have to speak to my supervisor.''

Supervisor gets ob the phone:

Family member: ''I,m calling to tell you,she died in January.''

Bank: 'This account was never closed and the late fees and charges still apply.''

Family member:'' You mean you want to collect from her estate?''

Bank (stammer)''Are you her solicitor?''

Family member:''No I'm her great nephew.''(solicitor info given)

Bank: Could you fax us a certificate of death?''

Family member:''Sure.''

( Fax number is given)

After they get the fax:

Bank:''Our system just isn't set up for death,I don't know what more I can do to help.@'

Family member: Well if you figure it out great! If not,you could just keep billing her.I don't think she will care.''

Bank: ''Well the late fees and charges do still apply.''

Family member:'' Would you like her new billing address?''

Bank: ''That might help''

Family member:''Plot Number 1049,Finchley Memorial Cememtery,Great North Road,Finchley,London.''

Bank:'' Sir,That's a cemetery!''

Family member: Well what the **** do you do with dead people on your planet?''



Join up to your local Breathe Easy,meet other HealthUnlockders at BE monthly meetings

Details from BLF Helpline 03000 030 555 Mon -Fri 10am 6pm

Or take a look at the British Lung Foundation website

37 Replies

  • I spotted you had blogged and took appropriate action - firstly go to loo and secondly move cup of coffee away from keyboard.

    It worked a treat :D

  • I'm getting wise too, moved my tea far away. If my son has to sort out my laptop after kings blogs again he will confiscate it lol. Keep them coming. xx

  • Nice to see you are getting sensible as well exblonde

  • Well done Srobbity.Teachers Pet for the day

  • Do they get people without brains to work in banks or do they take them out once they start? I liked that one Richard, it rings very true.


  • noticed they all drive bmw's as well

  • You've got good eyesight breathless,their style of cars has not gtone unnoticed

  • I didn't name the bank Bobby but I am informed that this was true.

  • cheered me up as usual..............

  • That's what I like to do slade.

  • It makes you wonder what you have to do to avoid bank charges when even dying isn't enough.

    Perhaps they use Mystic Meg to get in touch and arrange a bill to be sent beyond the grave!

  • What ever happened to Mystic Meg dall 05?

  • You should have told them she moved to C/O God, Pearly Gates, Heaven. mattcass

  • God bless her

  • Should have tried to change the name on the NTL account as I had to when my husband died in the end I told the operator to hold a seance and even then they carried on arguing I changed to Sky!!

  • Inland Revenue are just as bad Jan. Eventually ended up depositing my late hubbies asses on their desk and told them to as him their puerile questions as he wasn't telling me them!

  • oops - *ashes*

  • Why people behave like this defeats me

  • They are so uncaring,makes me mad

  • I had the same thing happen when my younger brother died, I was realy upset with them :(

  • It's so sad when people behave in such a manner.

  • Should have fun, is there a charge for cash yet? Well done can now have coffee in me and not down me.

    Tina :)

  • Hope you enjoyed your coffee

  • Sounds like a case of" the computer says" , gave me a giggle but it's not really funny as that is what happens and can cause a lot of stress at a difficult time

  • You are so right katieoxo,it can be so insentative

  • When I was sorting out my late Mothers estate a few weeks ago I was told by a young man at the electric suppliers she was with that they would send a cheque to refund what they owed her.As I hadn't been asked my name I was curious who they would make it out to so I asked who it would be made out to.You've guessed it my Mother.

  • It just had to be,didn't it?

  • I like it a lot ;-) ;-) ;-)

  • That's good david.Thank you

  • Great brilliant It took my late mother in law bank 5 years to stop sending paperwork I don't think banks understand the word dead unless its the person that's dead tells them what happened to the sharing caring bank manager

  • I don't know where he went,he just disappeared

  • That is so good Richard! ,may I copy and paste it to my sister? i was wondering..if the account was still open... did they find any skeletons lurking with grave consequences?

    BTW OH( with the IPF) went to Blue Coats School bet that takes you back aways!

    Take Care Now... AL

  • Of course you can pass it on as you can with any of my jokes

    I remember a Blue Coats school in my home town of Barnstaple

  • I needed cheering up today and that just hit the spot nicely. thanks KOTC! xxxx :)

  • I will try to cheer you up every day.The next one is called CHUCKLES watch out for it

  • lovely thank you

  • Thank you undine,keep looking in for your daily tonic of humour



You may also like...