Good afternoon to all of you lovely people.
I wonder if someone can give me a bit of information please, we are due to go to Tenerife in June, I understand that our holiday insurance will cost more than it does now. I have had one admission to hospital with my AF in November ( it was diagnosed then ). What amount can I expect to pay ?
You will need to shop around unless you have insurance through your bank account or similar. The big problem is that you need proper diagnosis and controlled symptoms with many companies. Loads of suggestions will follow I am sure.
Bob
Hi Bernie, I've been with Flexicover for a couple of years now and they use Healthscreen 247 for their medical cover. I have no idea if they are any good as I've never needed to call upon the health cover I have. Best of luck and enjoy Tenerife.
Thanks pkc05, can I be cheeky and ask roughly what your premium is and is it an annual policy ? Thanks once again x
Hi, we have an annual multi trip- gold policy. The additional medical for me was £53.47 but the AF kicked of again after two year and I informed them about further investigation/treatment planned and that cost an extra £76.39. This Friday I'm back in for my second ablation. A couple of weeks at home then off to Lanzarote for a week, nice. I will tell them I'm on warfarin next week and they will no doubt want an arm or leg for that information.
I did some enquiring yesterday about travel insurance and one question was "are you on an anticoagulant which requires regular testing?" My Pradaxa didn't seem to be of any interest .
AF cover seems to mean an extra loading of about £70 for a week in the USA.
Anyone with a Civil Service pension might consider joining the Civil Service Pensioners'Alliance, costing £18/year. They offer annual worldwide travel insurance for £152.50. (£207.50 joint). Pre-existing conditions discounted. You simply have to be fit to travel.
Benenden now do travel insurance too.
Thank you so much. Have a lovely rest in beautiful Lanzarote .
Have you tried Moneysupermarket.com or Confused.com? I have just insured two of us for worldwide cover, for five months, (note: five months) all medical conditions declared and covered, for £450, £200 cheaper than the next quote, with the AA.I did a lot of research and it is clear that all companies use exactly the same questionnaire regarding medical conditions.
We have annual Europewide cover with SAGA for myself and my wife and the cost is about £250 p.a. I went with SAGA because my father-in-law does, and he got ill on holiday, had to go private (He was in Lanzarote), and it was all handled well, no problems or arguments and they paid up. Think it was about £5,000.
Koll
I took insurance out with Good to Go, my annual insurance for European travel was £70 which seemed reasonable to me. Hope you find a good quote to suit your needs.
Travle4Medical were the only ones who would insure me when I was awaiting procedures and they were one of the cheapest, highly recommend. Cost for 3 weeks in Spain + 2 weeks ablation cost me £72 last spring.
The only thing I couldn't get any longer is annual cover but that may be because of another chronic condition,
When I just had asthma and AF my insurance was £80 more than the standard Euro region. However now I have a Lung and heart conditions one of which is Pulmonary Hypertension my lowest quote was £909.00 for 15 days with a £1000.00 Excess per treatment and the highest was £1990.00 with a £250.00 excess per treatment. I was also refused cover by 35% of so called pre existing insurance companies as soon as I mentioned PH.
Some one mentioned the free bank insurance I looked into that and it does not cover pre existing conditions.
It is best to ring around as they can vary weekly. Also make sure that they do not default if you do not buy insurance at the same or around the time as the holiday is booked. Unless you buy a yearly one.
Be well
Hi Does your Elll (not called that anymore) cover you in a non private hospital if you have a serious AF attack?
Hi Bernie
I rang my bank who I was previously insured with and they would not accept AF, I shopped around and have insured with "Holidaysafe" and with AF accepted and declared and insured my premium was £119.14 for annual insurance basic level, worldwide excluding USA Carribean and Canada. I am covered for any AF related episodes, although I am required to inform them of any changes.
I thought this very reasonable if I am honest, with hindsight I maybe should have gone for a "silver or gold" package with higher insurable amounts. From memory the silver was around £20 more.
Be well
Ian
I have used Staysure and found them good.
Just remember your EHIC card if it is relevant, and read up what to do in the event of use of medical facilities before you go. I have just been landed with a request for payment in Euros 5 months after the event when I thought all had been resolved.
The information given by the Overseas Dept at DWP differs to that on line. Despite warnings that you cannot reclaim costs once back in the UK since a change in regs in July last year, the lady at the DWP assured me one still has about two years to claim once receipts are obtained and forwarded to them. Seems to be simpler to pay in the country you visit at the time - always supposing you are fit enough to do so. Clarity of information is woefully lacking about the machinations between countries of the EU. I'm still trying to resolve the issue and have probably lost out on my payment for medication dispensed by a pharmacy as I did not realise you have to attach stickers from the medication boxes to a form.
I didn't claim on my insurance as I thought I was covered by EHIC and the excess came into consideration. Probably too late now; I only chucked out the paperwork the other day!
So traveller beware, but forewarned is forearmed. Stay well, relax and enjoy your trip.
Mrs Gilly
Thank you all for your really helpful advice, I just knew I could count on you x x
Hi, I was taking out travel insurance recently with the Post Office and because I have AF and had not been hop aliased in the past year the were doubling the cost. I didn't pay it at the time but it is worth having for peace of mind. J
I'm with allclear. com, while I was waiting for my ablation it was £79 and since it's gone down to £22 We go to Portugal so it just European cover
Holiday insurance
Holiday insurance
Holiday insurance
