I thought all was going to be good. I got into arrears on my mortgage but a friend stepped in and offered to buy it via a similar deal as the companies that buy houses for cash but giving me a slightly better deal. When I went into arrears I contacted the society and we agreed a monthly plan which would reduce the arrears slowly and pay the mortgage. I have moved out into a rented place so my friend can finish my house off.
the thing is I get my mail delayed due to redirection and now I get a letter saying the society want to repossess the house because i've defaulted.
I have not defaulted as I've actually through my friend being paying more than the agreed figure.
what the society have done is changed the monthly payment date by moving it forward one day, i.e from the 28th to the 27th there by making my payments late and incurring penalties . so now they win.
also today because of someone telling the DLA department that Im healthy they want me to go for a medical assessment. so it looks like I will lose my car as 90% of people seem to lose,
I cannot walk far, im breathless due to COPD and have peripheral neuropathy, causing muscle wasting, also i suffer from bad depression and take daily medication plus im just coming off a long steroid treatment, SADLY I SEE NO FUTURE AT ALL